401k Business Funding

HOW TO USE YOUR 401K TO BUY A FRANCHISE.

Did you know you are allowed to convert your 401(k) into cash to buy a small business without incurring any taxes or penalties.

Over the past 20 years we have helped hundreds of clients do just this with our 401K Business Funding Plans.

How Does This Work? 

With the adoption of a 401K business funding plan, you are allowed to convert your 401(k) into privately-held stock in your new business with no taxes or penalties due.

For this tax-deferred transfer we create a 501(a) trust and couple it to  special “exemption clauses”. 

In this way, you would not be “cashing out” your 401(k). When you invest these savings into a business, the IRS accepts this as a tax-deferred “rollover” which allows you to keep the 35% to 40% you would have paid in early-distribution taxes and invest that extra money in the business. It’s pretty much a no brainer.

We have helped hundreds of clients over the past two decades get  tax-free access to their 401(k), 403(b), 457, and IRA funds to buy or startup their own businesses.

This is a great alternative to borrowing money from a bank since you won’t have to pay back any principal or interest payments.

WHY PICK US?

• For starters our fee is 40% lower than other firms.
• Unlike others that require their fee upfront, we don’t charge  a dime until after our clients receive all of their money.
• The other firms charge $1,600 or more a year in plan maintenance fees. We don’t charge a dime.
• We have a reputation of helping clients years later at no cost. 

MORE CASH TO BUY YOUR FRANCHISE

For every $100,000 you roll over from your 401(k) you get to keep that $30,000 you would have paid in taxes and invest it in your new business.

HERE ARE THE NUMBERS