Brightway Insurance - Franchise

• Is recognized by Forbes as the #1 Franchise to Buy in the U.S.
• Has grown to $400 million in written premium, making it the seventh largest privately held Personal Lines agency in the country
• Is led by proven property/casualty industry executives

• An Accounting team that verifies payments, delivering accurate commissions, along with tools Agency Owners use to pay producers, twice a month
• A team of Distribution Consultants who help attract, hire and retain Producers, consult on growth strategies, and help Agency Owners build—and achieve—annual financial plans
• IT professionals who specify and customize systems that make doing business easier and more efficient, then negotiate the lowest possible price point and pass on 100% of the savings 
• Marketing professionals who undertake ongoing campaigns to drive business to Agency Owners’ doors, keep their customers in-the-know, provide a turnkey Marketing  Resource Center and fulfill all ongoing needs

• They have the widest selection of insurance companies to offer their customers. “Captive” agents (State Farm, Allstate) generally sell insurance for just one company. The average independent agent sells X.X companies. The average Brightway agency has access to 76 companies
• The programs and processes we use are developed and executed by a Leadership Team with an average of 30 years’ experience leading national U.S. financial services companies—we know what works and why
• Our system gives agents the tools to outsell others two-to-one*

• We are very proud of our agencies’ results. Here is the average annual pre-tax profit of agencies in the Brightway system.**
• An average-performing agency in the system:   $223,995
• A top 25% performing agency in the system:   $471,145
• Our top-performing agency:     $1,318,963

• The No. 1 Franchise to Buy in the company’s investment category, Forbes, 2015
• Inc. 5000: One of the Fastest Growing Privately Held Companies in the Country,  Inc. Magazine, 2008, 2009, 2010, 2012, 2013, 2014, 2015
• Franchise Gator Top 100 and Fastest Growing Company, 2015 and 2016
  
• Franchise 500, Entrepreneur Magazine 2014, 2015, 2016
  
• The No. 1 Insurance Franchise in the country, Entrepreneur Magazine, 2013
• A Top 50 Franchise based on Franchisee satisfaction, Franchise Business Review, 2012, 2013

*As referenced in Item 19 of Brightway’s Franchise Disclosure Document. Claim is made based on comparing the New Business premiums of the 42 Brightway producers from 15 Brightway agencies with a tenure of 4-5 years as of 12/31/13 (who are predominately located in Florida), to the New Business premiums of national Personal Lines producers from the top (approximately) 250 insurance agencies with a tenure of 4-5 years as of 12/31/13 across the U.S., as reported by the Independent Agents and Brokers Association (IIABA) 2013 Best Practices Study. The measurement period is the 2013 calendar year, and the IIABA Study showed that Brightway agents sell an average of $598,020/year in New Business premiums vs. the Independent Agents chosen for the IIABA Best Practices study, who sell an average of $264,504/year in New Business premiums.  Of the 42 Brightway producers, 12 producers, or 29%, exceeded the average New Business premiums set forth in the preceding sentence. Actual results may vary.

 **As referenced in Item 19 of Brightway’s Franchise Disclosure Document. The figures above reflect the annual Gross Revenue earned by “tenured” Brightway agencies during any one calendar year between 2010 and 2014. “Tenured” means that the agency was open for at least five years as of the calendar year in which Gross Revenue was calculated. Please note that Gross Revenue already incorporates the percentage of commissions that are retained by Brightway as a royalty -- in other words, the royalty owed to Brightway has already been deducted before arriving at the Gross Revenue figures set forth above.  In Item 19, the data is presented in terms of “Offices”, and each Office represents performance data during one calendar year (2010, 2011, 2012, 2013, or 2014) for one Brightway agency. Of the 98 tenured Offices, 18 Offices, or 18%, exceeded the average Gross Revenue of $465,205. Of the 22 tenured Offices that comprised the top 25% (in terms of Gross Revenue), 5 Offices, or 23%, exceeded the top 25% average Gross Revenue of $894,810. Actual results may vary.